Head of FP&A, Clair
$188.6-215.2k
More information about location
3+ days a week in office
Wage advance service
Be an early applicant
Wage advance service
21-100 employees
Be an early applicant
$188.6-215.2k
More information about location
3+ days a week in office
21-100 employees
Company mission
To create financial freedom for America’s workforce.
Role
Who you are
- 5-8+ years. Ideally a combination of IB, PE, or consulting foundation. At least 2+ years owning FP&A or strategic finance at a growth-stage startup (Series B through D)
- You’ve built or rebuilt a company operating model, not just inherited a clean one and updated it
- Experience supporting a fundraise. Data rooms, investor models, fielding questions
- You can model across business types: transaction-based, SaaS, lending/credit
- Excel/Sheets, SQL, Pigment, or Anaplan. Pigment preferred
- You can write a board memo on our growth trajectory and walk a Data Analyst through our margin profile in the same afternoon
- You’ve managed or mentored at least one person
- Bachelor’s in Finance, Economics, Accounting, or STEM
- Fintech experience, especially earned wage access, lending, or payments
- You’ve modeled credit risk, default curves, or loan-level economics
- You’ve built financial infrastructure at a company that was scaling faster than it was organizing
- You’re at home navigating and constructing relational databases
- You can build your own dashboards (Tableau, Pigment, Sheets)
- You want a seat at the table building and scaling a high-growth, venture scale startup and you understand what that entails
- You want to own FP&A. It’s yours to build, not just steward
- The business model is genuinely interesting. Multi-partner, complex underwriting, unique distribution
- You’re curious. You see a line move on a chart and you don’t stop digging until you know exactly why
- You have a strong bias toward action. You don’t just find the answer. You do something about it
- You can naturally maintain a mental model of the business that’s high-fidelity. If someone asks "What happens if we do this?" you have an informed take in the room, not a week later after a bunch of modeling
- You care about our mission to make Americans feel financially free, and you’re willing to dig deep to make it happen
What the job involves
- You own the operating model. The whole thing. Revenue, expenses, headcount, unit economics
- When the CEO asks "What happens to margin if we launch this product at this price," your model answers that question in hours, not days. When the board asks why we missed forecast, you already know and have a view on what to do about it
- You report to the VP of Finance. He’s not handing you the model and walking away. He stays close to the numbers, stress-tests assumptions, and works in the model alongside you when the stakes are high
- He leads the strategic finance agenda (fundraising, pricing strategy, capital allocation, company operating cadence, investor relations) and you build the analytical foundation underneath those decisions. The difference is altitude: you own the model day-to-day, he pressure-tests it and uses it to drive the biggest calls
- Clair provides on-demand pay to hourly workers through embedded partnerships with large payroll and time platforms like Gusto, Intuit QuickBooks, BambooHR, Connecteam, and 7shifts
- The business has real complexity: multi-partner unit economics, cohort-based lending dynamics, credit risk, and a product surface that’s expanding. If you want a job where the model is a static spreadsheet you update once a quarter, this isn’t it
- Build, maintain, and defend Clair’s consolidated operating model
- Run the annual budget process end-to-end. Bottoms-up plans with every department, reconciled to top-down targets
- Maintain weekly rolling forecasts. You’re the first person to know when something is off and you turn that into action, not just insight
- Variance analysis that says something. Not "Revenue was $50K below plan" but "Revenue was $50K below plan because partner X’s conversion dropped 15% after their app update, and here’s what we should do"
- Own the reporting cadence: monthly reviews, QBRs, board materials
- Build the models behind fundraising: investor decks, data rooms, due diligence answers
- Model new product economics before we build anything. What are the unit economics? What’s the break-even?
- Pricing and take-rate analysis for new and existing partnerships
- Be the VP of Finance’s go-to analytical partner on big-picture questions
- Product team says engagement is up. Partnerships says a new population is onboarding. Data science says default rates are shifting. You’re the one who turns those inputs into a coherent financial picture
- Translate model outputs into plain English for people who don’t live in spreadsheets
- Make sure the model matches reality. Partner with accounting on close. If actuals and forecast diverge, figure out why
- Build processes that scale. Automate the stuff that should be automated. Know when a human needs to look at the number. Evolve our processes and tools to be AI-native and generating maximum operating leverage
- Own the tooling: Pigment, dashboards, reporting infrastructure
Our take
Clair is a social impact fintech startup offering instant no-fee pay access, so that gig companies and HR tech can offer hourly workers cash advances on their earnings. It aims to both mitigate the risks taken on by workers in the growing gig economy, and help gig companies recruit and retain their workforce in a market characterized by fluctuating demand.
Clair secured a high level of funding from Thrive Capital, a big win given their reputation for funding and building game-changing fintech. This is a game that certainly looks set to change - with 80 million hourly workers and 60 million gig workers, this precariously positioned segment of the US workforce is both large and growing.
Mastercard, MetaBank, and Galileo have all thrown their weight behind Clair to provide the financial infrastructure that makes their payment model possible. Following the recent surge in the gig economy, Clair offers both an attractive and necessary tool to sustain the livelihoods of the people working in this sector.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
10% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
May 2025
$23.2m
SERIES B
Jul 2023
$25m
EARLY VC
Total funding: $68.3m
Company benefits
- 100% Medical, Dental, & Vision Coverage, with option to extend to your family
- Fully-paid parental leave
- Company-sponsored 401k, HSA, and FSA
- Unlimited vacation
- Work from home setup allowance
- Access to your earnings every day on Clair
- Company-sponsored short-term and long-term disability insurance
Company HQ
Flatiron District, New York, NY
Leadership
Alex Kostecki
(Co-Founder, President & COO)Alex worked at Deloitte for 6 years, spending time in strategy and operations consulting before co-founding Clair.
Nico Simko
(Co-Founder & CEO)Nico worked in Fintech M&A at J.P. Morgan and is part of the Finance Council for Forbes.
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