Senior Product Owner, AI, Lloyds
£76.2-106.4k
Salary is location dependent. + An annual performance-related bonus and Share schemes including free shares
2+ days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£76.2-106.4k
Salary is location dependent. + An annual performance-related bonus and Share schemes including free shares
2+ days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- Strong Product Leadership: Confirmed product leadership experience with a record of successful product delivery, driving a strategy and vision to market within the UK financial services sector
- You've developed solutions to long-term business needs by anticipating complex issues, challenges, and opportunities
- Familiar with navigating risk and compliance concerns in a highly regulated environment is preferential but not essential for this role
- AI Experience: Experience and knowledge of enterprise AI systems, and an ability to help drive push momentum in deliver of these within a complex organisation. You're confident to input and challenge in technical conversations, leading the team towards a solution that matches their business need
- Innovation Approach: Being a transformational leader with a track-record of being a strong advocate for technology transformation and engineering excellence, your willingness to challenge the status quo and push to lead the market in technology is desired
- Agile Methodologies: A history, or strong awareness, of agile methodologies and how these can be applied to complex deliveries in a large scale enterprise
What the job involves
- The Financial Conduct Authority (FCA) has recognised AI’s potential to transform the UK’s investment culture, especially in closing the advice gap and making financial mentorship more accessible
- With just 31% of UK adults currently investing, and most doing so without regulated advice, there is a clear opportunity to drive better financial outcomes
- Scottish Widows, one of the UK’s largest pension and investment providers, is well positioned to lead this change
- Within Lloyds Banking Group, our D2C Investments Platform powers Halifax Share Dealing Ltd. and Ready-Made propositions via Embark and FNZ, delivering trusted investment solutions across Lloyds, Halifax and Bank of Scotland. Our mission is to redefine the investment experience for 26 million UK customers, powered by AI
- You'll be responsible for the product strategy for teams within our newly formed Agentic AI lab, using your innovation to push the boundary of discovery for the industry into the potential of AI technologies in the investing experience
- Leading the creation and development of the strategy and Roadmap for advanced Artificial Intelligence systems, you’ll utilise your innovation in emerging technology, knowledge of artificial intelligence systems and the latest market trends to deliver robust AI solutions in our investment experience
- Work with your team to develop advanced AI system strategies within a financial institution, utilising market leading technology within a multi-agent framework
- Champion innovation across the team through remaining on trend with the latest AI technologies and standards and challenging your peers to strive for perfection!
- Navigate across a complex enterprise with the help of your team to ensure you have access to the expertise and technology needed for your product to succeed in the market
- Develop a detailed and multi-year product Roadmap to turn your strategy into reality - guiding our engineering teams through iterative and agile development with the flexibility and autonomy to prioritise and manage your product backlog
- Embedding strategy in the development and ownership of key goals and turning points for the product's success and delivery
- If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose
Application process
- End Date: October 8, 2025
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy – including for its handling of PPI complaints in 2015, and the 2009 European Commission ruling that forced it to part ways with TSB – but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
Of the company’s 26 million customers, over 18 million of them are online, making it the largest UK digital bank. As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its current technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
Recently, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on FinTech Action Labs (a FinTech accelerator programme) to bring its industry expertise to early-stage FinTechs. As well as investment in digital transformation and AI, the company is enhancing its wealth product and corporate banking offerings, as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive, not founder)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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