Software Engineer, Upstart
Product Led Growth
$142-196.6k
+ Bonus & Equity + ESPP
More information about location
AI lending marketplace
Open for applications
AI lending marketplace
1001+ employees
Open for applications
$142-196.6k
+ Bonus & Equity + ESPP
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- Bachelor's degree in Computer Science, Engineering, or a related field
- 4+ years of experience in software development with the ability to operate in a full stack capacity
- Experience in product oriented teams with quantifiable customer impact
- Experience designing, developing, and deploying microservices-based applications
Desirable
- Master’s degree in Computer Science, Engineering, or a related field
- Experience with growth engineering product stacks (Optimizations, Experimentation, Personalization, Recommendation Systems, etc)
- Experience leading a team with mobile app ownership
- Proven track record of leading and scaling engineering teams
What the job involves
- Upstart’s Product-Led Growth (PLG) Team is focused on driving growth by deepening relationships with our existing customers
- Our vision is to keep users permanently underwritten and engaged with relevant, timely offers that enhance their financial journey throughout their experience with Upstart
- As a Software Engineer at Upstart, you will play a role in shaping how we drive growth and engagement through intelligent targeting, seamless offer presentation, and strategic product recommendations
- You’ll be responsible for enhancing our logged in user dashboard, optimizing out-of-funnel cross-sell strategies, and advancing our efforts by improving data collection, pricing orchestration, and personalized offer experiences
- Your work will directly contribute to increasing customer lifetime value and helping more people access the right financial products at the right time
- Design and implement features that support intelligent, personalized offer recommendations to our user base
- Work with Product Managers, Product Designers, Research Scientists, and Marketing Managers to design and deliver high-quality products
- Leverage experimentation and data-driven insights to refine growth strategies, optimizing engagement and conversion through continuous testing, iteration, and personalization
- Promote a culture of technical excellence focused on providing high quality solutions and incrementally enhance systems with each pull request
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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