Product Manager, Enova
NetCredit
$87.4-126.4k
AI-driven financial credit provider
Be an early applicant
AI-driven financial credit provider
1001+ employees
Be an early applicant
$87.4-126.4k
1001+ employees
Company mission
To help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.
Role
Who you are
- 2+ years of product management experience
- Technical skills including knowledge of relational databases and using SQL to work with large data sets
- Experience collaborating with agile teams and managing project milestones
- Strong communication skills for engaging with diverse stakeholders, both technical and non-technical
- Experience driving multiple projects through a full lifecycle
- Demonstrated commitment to customer-centric solutions
What the job involves
- As a Product Manager, you will directly support NetCredit and collaborate with different departments and external partners to shape the future of our near-prime, consumer lending business
- You'll also work closely with stakeholders to help define features and tradeoffs in order to create a competitive advantage for Enova
- As you develop business cases and implement solutions, you will make a direct impact on our business and hardworking customers
- Drive product roadmaps through the collection of internal and external customer feedback
- Coordinate with various departments to define requirements and prioritize the backlog
- Construct business cases and collaborate with stakeholders to secure buy-in. Work with Engineering to estimate size, elaborate on scope and requirements, clarify detailed design, and obtain sign-off on developed features before launch
- Effectively advocate for your product area and communicate its value throughout the organization
- Communicate key milestones, project updates, scope changes, and critical metrics to stakeholders and external partners on an ongoing basis
- Use database queries to troubleshoot data quality and analyze performance indicators, evaluate experiments, etc
- Define success criteria for testing and product acceptance
Our take
Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.
Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 13M customers have funded almost $65B through the platform to date.
Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.
Steph
Company Specialist at Welcome to the Jungle
Insights
13% employee growth in 12 months
Company
Company benefits
- Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results
- Health, dental, and vision insurance including mental health benefits
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer day…Plus so much more!
- 401(k) matching plus a roth option
Company HQ
Chicago Loop, Chicago, IL
Leadership
David Fisher
(CEO)Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.
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