Senior Software Engineer, Parafin
Merchant Platform
$230-265k
Plus equity grant
Embedded financial services for SMBs
Open for applications
Embedded financial services for SMBs
101-200 employees
Open for applications
$230-265k
Plus equity grant
101-200 employees
Company mission
To democratise access to growth capital.
Role
Who you are
- The ideal candidate will thrive in a fast-paced environment, demonstrating strong technical fundamentals, the ability to navigate ambiguity and take ownership of projects from inception to completion
- 5+ years of experience building and operating production backend or platform systems
- Bachelor's Degree or higher in Computer Science (or related field)
- You care deeply about building high-quality software and take immense pride in your craft
- You are comfortable owning and driving the development of both product and platform initiatives from scratch
- You take the initiative to identify commonalities between different problem statements and design appropriate abstractions accordingly
- You have a strong grasp of engineering fundamentals
- You have experience building and operating asynchronous systems or data pipelines in production environments
- You are excited about working on a small team and helping us set the foundations for the company
What the job involves
- We are looking for an experienced user-focused backend software engineer to join our Partner Platform team in San Francisco. You will play a crucial role in shaping the partner experience at Parafin by building industry-leading developer-first experiences
- The Partner Platform team owns the foundational systems that power partner integrations at Parafin. We build and operate partner data ingestion pipelines, DAG-based processing systems, public APIs, durable webhook delivery infrastructure, sandbox environments, and partner-specific integrations
- We collaborate across engineering and data teams to ensure partner data reliably powers underwriting, risk evaluation, and reporting workflows
- Our roadmap includes major platform modernization efforts, including evolving our data architecture and strengthening the reliability and scalability of our asynchronous, event-driven systems
- You will take ownership of key components of our partner platform infrastructure, including partner data ingestion and sharing systems and public APIs, and external webhook delivery systems, and lead exciting new initiatives leveraging our partner-facing interfaces
- You will drive impactful product initiatives aligned with product vision for the ultimate partner journey with Parafin, including the partner-facing dashboard, developer tooling, data integrations, and the platform systems that power ingestion, APIs, and real-time partner updates
- You will collaborate with stakeholders across the company to prioritize and design new products and experiments
- You will design and operate asynchronous, event-driven systems to reliably process partner data and deliver real-time updates to partner systems
Our take
Parafin is a fintech platform helping SMBs access growth capital. It targets platforms where SMBs sell and transact and offers an embedded finance solution with which these platforms can offer loans ranging from $500 to $10M. Parafin provides the capital for these loans and assumes the risk, allowing platforms to offer competitively attractive incentives to help them draw in a larger proportion of the growing SMB market.
Parafin’s focus on SMB growth funding is canny. Most worldwide businesses fall into the SMB category, but funding access for these businesses shrunk dramatically post-pandemic when traditional banks became more conservative with their loan approvals. This exacerbates SMB cash-flow issues, which reportedly already account for more than four in five SMB failures.
This means Parafin is helping platforms fill a growing and crucial market niche. With leadership from former Robinhood employees, confident funding from major players including the founders of Robinhood, DoorDash, and Plaid, and partnerships with Amazon, Parafin looks poised to net a substantial and lucrative market.
Steph
Company Specialist at Welcome to the Jungle
Insights
77% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Dec 2024
$100m
LATE VC
Aug 2022
$60m
SERIES B
Total funding: $190m
Company benefits
- Health, dental, & vision
- 401k plan
- Parental leave
- Unlimited PTO
- Commuter benefits
- Free in-office lunches
- Mental health & well-being
- Special recognition
Company HQ
SoMa, San Francisco, CA
Leadership
Sahill Poddar
(Co-Founder & CEO)Completed a PhD in Particle Physics at CERN, before working as a Data Scientist with LiquidM and Facebook, then finally heading up Machine Learning Engineering at Robinhood.
Ralph Furmaniak
(Co-Founder)Completed a PhD in Analytic Number Theory at Stanford, before working as a Robinhood Data Scientist, and then as Chief Scientist at Numerai.
Vineet Goel
(Co-Founder & CPO)Worked as a Carnegie Mellon Teaching Assistant, before moving into a Software Engineer role at Quantifind, and then heading up Risk and Fraud Engineering at Robinhood.
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