Senior Data Scientist, ClearScore
Data.One
2-3 days a week in office
Financial wellbeing marketplace
Be an early applicant
Financial wellbeing marketplace
501-1000 employees
Be an early applicant
2-3 days a week in office
501-1000 employees
Company mission
ClearScore's vision is to help everyone, no matter what their circumstances, achieve greater financial wellbeing. They've started this journey by giving everybody access to their credit score and report for free, forever.
Role
Who you are
- Several years of experience in the credit risk space. You will have demonstrable experience of identifying risk-splitting power in data and implementing this to improve risk models
- Strong SQL and Python skills
- Worked within a cloud environment, ideally with Databricks (or BigQuery, Snowflake, Redshift)
- Strong understanding of multiple Machine Learning (ML) techniques and their suitability under various scenarios
- Good knowledge and experience related to the end-to-end ML model building lifecycle, including feature engineering and model deployment
- You are excited about the power of data in decisioning and how it can empower stakeholders and clients
- You enjoy helping non-analysts to put data at the heart of what they do – ensuring your key stakeholders are informed and comfortable having conversations about our data and the products we’re creating
- Any experience working with Open Banking data would be a bonus
What the job involves
- We’re looking for a Senior Data Scientist to join our growing Data function here at ClearScore. Data plays a central role in what we do, from using insights derived from Open Banking and credit bureau data to help users to improve their credit scores and their finances, to helping our partners to manage credit risk and offer the best products to our users
- ClearScore has an amazing analytical community which includes Data Analysts, Scientists and Engineers. The community works collaboratively to ensure a landscape in which team members can develop their full potential and deliver maximum business impact
- Working within D·One, our B2B Open Banking Services business unit, you will be responsible for building products to help our lender clients derive maximum value from the Open Banking data we provide them
- Your primary focus will be to help our clients understand the risk-splitting power of Open Banking data, and present this in an easy-to-understand and practically implementable way
- This will include maintenance of our existing data-science backed products and the development of new ones
- Contributing to the continuous improvement of our categorisation engine through developing new techniques to identify improvement areas and developing AI/ML driven tagging methodologies
- Play a key role in our sales process, working with our Operations and Sales leads to ensure prospective clients can easily test our data and find value in it prior to going live with our service
- Collaborating with our engineering and product teams to design and implement product features for our Open Banking Services platform
- Engaging with internal and external stakeholders, understanding their business needs and providing data-driven solutions. Build strong relationships with lending partners to ensure alignment with industry best practices
Salary benchmarks
Our take
The number of loan options for consumers has exploded in recent years, making credit assessment super important for companies offering these loans and giving ClearScore a big market to grow into.
Traditionally, lenders had a more 'computer says no' approach when it came to making loan decisions. With the wealth of data now available on people, credit assessment can be made smarter. ClearScore's approach has been to add on innovative products outside of credit scoring, e.g. helping consumers understand how to improve their financial position and offering car and home insurance.
In 2025, the company secured impressive funding from HSBC to fuel its product line and customer service channel growth. It has also successfully acquired a number of smaller fintechs, such as Money Dashboard in 2022 and Aro Finance in January 2025, further aiding ClearScore in its growth mission and product expansion.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Employee endorsements
Challenging work
"We have a really clear mission and with that, it means everything you work on is to improve for our users and make the world of personal finance..."
Funding (last 2 of 3 rounds)
Jul 2024
$4.6m
GRANT
Jun 2021
$200m
GROWTH EQUITY VC
Total funding: $220.2m
Company benefits
- Additional day off on your birthday
- Flexible, generous and personalised maternity and paternity plans
- Company personal trainer, boxing and yoga classes
- Very flexible work hours and the ability to work from home
- In house psychotherapist, coach and financial coach
- Dog friendly office
- Pay transparency for every level across the business
- Hatch - Financial Planning support
- 25 days holiday (excl. bank holidays)
- Work from home opportunities
- Health insurance
Company values
- We deliver
- We lead
- We fight
- We are disciplined
- We are proud
- We obsess
- We fail and fix fast
- We are focused
Company HQ
Vauxhall, London, UK
Articles
Leadership
Justin
(Co-Founder & Group CEO)CMO at Zapp, Vice President of Marketing at Capital One and Global Head of Marketing at Deutsche Bank. Founded ALLOW in 2010, helping people get in control of their personal information.
Dan
(Co-Founder)Currently Managing Partner at Blenheim Chalcot, the venture builder where ClearScore was started
Nigel
(Chairman)Currently Managing Partner of QED Investors. Co-founder of Capital One
Diversity, Equity & Inclusion at ClearScore
- Active Employee Representative Group discussing D&I initiatives with every team
- Mental Health support and Mental Health days available
- Mandatory Unconscious Bias training for every interviewer
- Clear goals to decrease Pay Gap communicated openly in company meetings
- Regularly check-in via anonymous feedback to ensure high Diversity & Inclusion scores in our employee experience
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