First Line Credit Risk Collections and Recoveries Manager, Tandem

• If you're an ambitious and dedicated Credit Risk Manager, ready to make an impact, we've got a space with your name on it!
• 10+ years’ experience in Credit Risk, 5+ in a collections role
• Excellent planning, organisational and time management skills
• Experience in collections, recoveries and debt sale
• Strong knowledge of consumer credit risk, including mortgages, personal loans and motor finance
• Strong experience writing collections policies and developing collections strategies
• Experience in organising, planning and executing debt sale strategies
• Experience in calculating risk forecasts
• Understanding of the front to end credit risk journey for customers
• Experience in risk analysis and reporting
• Strong understanding of the use of scorecards and models in Credit Risk strategies
• Good communications skills
• Strong analytical skills
• Strong skills in at least one programming language

Desirable

• Monday to Friday, 36.25 hours per week
• The main purpose of the role is to manage the risk of Tandem’s Lending Portfolios
• The role sits within the First Line Credit Risk team at Tandem. It’s a new team being set up to provide high quality Credit Risk analysis and strategies to ensure Tandem grows safely and within our risk appetite
• As a Senior Collections and Recoveries Manager at Tandem your focus will be on:
• Designing Collection and Recovery policies and strategies
• Ensuring Tandem adhere with regulations
• Producing regular and ad-hoc collection analytics
• Calculating inputs into cost of risk for pricing and risk reward models
• Analysis on key risk trends and issues
• Writing proposals for approval at Credit Committee
• Interaction with third parties including regulators, Credit Reference Agencies and Debt Sale Agencies
• Management of customer journey within collections