Software Engineer, Upstart
Marketing Platform
$136.6-189k
+ target bonuses, equity, and ESPP
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$136.6-189k
+ target bonuses, equity, and ESPP
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 4+ years of professional software development experience
- Strong proficiency in one or more programming languages such as Ruby, Java, Python, or Javascript
- Experience building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP)
- Experience leading small to medium sized projects over multiple months and/or multiple engineers
- Excellent written and verbal communication skills with the ability to work in a distributed team
Desirable
- Experience working on systems that integrate with 3rd parties and/or ingest, store, expose large amounts of data
- Professional experience working with Ruby on Rails and/or Kotlin
- Experience with SQL, data warehouses, or other database technologies
- Experience working with marketing technology or growth engineering
What the job involves
- Upstart's Marketing Platform team is developing innovative solutions and strategies that drive efficient and scalable marketing outreach, empowering us to effectively engage with our users while having a direct impact on Upstart's mission and growth
- The team is responsible for the creation and evolution of the systems, tools, and integrations to engage with existing users and attract new customers
- As a Software Engineer on the Marketing Platform team at Upstart, you will be instrumental in helping us create the tools and systems to target the right users with the right content at the right time
- You will work closely with cross-functional counterparts in Analytics, Lifecycle and Performance Marketing, Machine Learning, and Product to create a scalable marketing platform that mobilizes Upstart’s owned channels to drive users to our products efficiently
- Work with cross functional partners including product managers, designers, machine learning engineers, analytics, and marketing managers to design and deliver high-quality products to be served across various marketing channels
- Design and build technology for serving marketing content to users via scalable and personalized landing pages, emails, push notifications, and in-product content
- Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base
- Design and build systems that integrate heavily with third parties and ingest, store, and expose large amounts of data
- This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company values
- Every second counts
- Do the right thing even when it's hard
- Make clever use of numbers
- Be smart and know you might be wrong
- Don't assume it can be done
Company HQ
South San Mateo, San Mateo, CA
Articles
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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