Senior Back End Engineer, iwoca

• Experience in back end engineering, ideally with Python
• Ability to manage projects end-to-end; understanding a business problem, designing and executing a solution, and communicating with stakeholders

Desirable

• We’re looking for a Senior Back End Engineer to help build iwoca’s new SME insurance venture from scratch. You’ll design integrations with insurance partners, leverage rich customer data, and create seamless experiences that turn data into action
• Iwoca is expanding beyond lending into new product lines — and SME insurance is the first step on this journey. We’ve recently set up a dedicated Insurance Venture team to build and launch this proposition from the ground up.
• Operating as an autonomous unit and reporting directly to iwoca’s CEO, the team is small, fast-moving, and focused on delivering impact
• You’ll join a highly entrepreneurial environment and work closely with the Venture Lead, alongside specialists in data, marketing, and design — as well as with iwoca’s wider tech and analytics teams when needed
• We’re looking for a self-starting Senior Back End Engineer to help design and build the technical foundation of our SME insurance business. This is a hands-on role focused on shipping early iterations fast while laying the groundwork for long-term scalability
• Building robust and scalable services that power our insurance proposition end to end
• Designing and implementing integrations with third-party insurance APIs (brokers, MGAs, carriers) to generate and process high-intent leads
• Leveraging iwoca’s sophisticated customer data models to pre-fill insurance journeys, intelligently route customer traffic, and improve conversion
• Collaborating closely with the Venture Lead, data scientists, and marketing to rapidly iterate and optimise based on early customer insights
• Helping define the technical architecture and infrastructure for the venture, in collaboration with iwoca’s core engineering teams
• Contributing to code quality, documentation, and best practices from the outset
• Designing and building our lead routing infrastructure, connecting iwoca’s customer data to multiple insurance partners via API to deliver high-quality, intent-rich leads
• Developing a modular integration layer to support connections with third-party insurers, with a focus on speed, resilience, and extensibility
• Operationalising customer data for insurance by surfacing relevant attributes (business type, risk profile, trading behaviour, etc.) to pre-fill journeys and improve partner matching
• Working with data analytics to score and prioritise leads, enabling more efficient routing and higher conversion rates
• Collaborating with marketing to test and iterate customer acquisition flows, including pricing experiments, channel-specific landing pages, and campaign tracking infrastructure
• Creating the backend for a dynamic insurance needs assessment tool that guides SMEs toward the right insurance products
• Building the foundation for longer-term capabilities, such as embedded quote journeys, policy management tooling, and real-time feedback loops with partners