Financial Risk Associate, Gemini

• The ideal candidate will have a few years of experience at a top-tier traditional credit institution (bank, asset manager, or trading firm) with formal credit training, and ideally a personal interest in crypto or digital asset markets
• Bachelor’s degree in Finance, Economics, Accounting, or related field
• 2–4 years’ experience in credit analysis or credit risk at a leading financial institution
• Strong understanding of financial statements, ratios, and cash flow analysis
• Excellent attention to detail, execution discipline, and written communication skills
• Strong interpersonal skills with a collaborative and proactive approach
• Familiarity with SQL for data retrieval, analysis, and reporting

Desirable

• Gemini is seeking an Associate, Financial Risk to join our team with a focus on credit risk management across our institutional and trading businesses. This role will contribute to the firm’s credit underwriting, exposure monitoring, and risk reporting processes, helping to strengthen our overall financial risk framework
• This position offers a unique opportunity to apply institutional credit expertise in a dynamic and rapidly evolving environment, working directly with senior leaders in risk, finance, and trading
• Act as the primary analyst and day-to-day owner for all institutional counterparty credit risk across Gemini’s trading and financing activities
• Perform credit underwriting for institutional clients and partners, including financial analysis, liquidity assessment, and limit setting
• Monitor counterparty exposures, margin utilization, and settlement risk, escalating issues as needed
• Maintain and enhance the credit risk database, limit records, and documentation to ensure accuracy and audit readiness
• Partner with OTC Trading, Treasury, Product, and Finance to assess credit exposure, evaluate mitigants, and support deal structuring
• Develop and automate credit exposure reporting and limit monitoring tools using SQL and internal systems
• Document and enhance credit procedures, workflows, and governance controls to support consistency and scalability
• Contribute to the design and implementation of firmwide counterparty risk frameworks, including margin, collateral, and loss mitigation
• Support periodic portfolio reviews, stress testing, and risk reporting to senior management
• Coordinate with Legal and Compliance on documentation, counterparty terms, and credit policy adherence