Senior Full Stack Engineer, Earnin
$195-257k
Plus equity
Paycheck advance service for employees
Be an early applicant
Paycheck advance service for employees
201-500 employees
Be an early applicant
$195-257k
Plus equity
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- The ideal candidate has experience building 0-to-1 products end-to-end and demonstrates a strong ability to design and implement scalable architectures across the full stack to support rapid product evolution
- Candidates with backgrounds in early-stage software products engineered for scale, or who have worked in Research & Development on new technologies, will fit well on our team
- Bachelor’s (or higher, e.g., MS, or PhD) in Computer Science or a related technical field involving coding, or equivalent technical experience
- Strong proficiency in modern frontend development, including HTML, CSS, JavaScript, TypeScript, React, and Next.js
- Proficiency in backend development using Python and Django, including RESTful API design, data modeling, and service architecture
- Strong experience with frontend architecture, including state management, component design, design systems, and performance optimization
- Experience designing and operating backend systems at scale, including databases, caching, queuing, and API integrations
- Experience building and operating production applications using both server-side and client-side rendering
- Deep understanding of software engineering best practices across the SDLC, including testing, code reviews, observability, and operational excellence
- 4+ years of industry experience, with meaningful depth across both frontend and backend development
- Experience working in cloud-based environments (AWS, GCP, or Azure), particularly as it relates to full-stack delivery and integration
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus
What the job involves
- We seek an experienced, collaborative, and resourceful Senior Full Stack Engineer to join our team
- Our Early Bets initiatives are critical to EarnIn’s success, providing new experiences and products for our users to empower them with a more comprehensive ecosystem of solutions
- We seek engineers who thrive in uncertainty, excel at defining technical solutions in ambiguous environments, and collaborate closely with Product teams to refine requirements
- Partner with Product and Design to define, build, and evolve user experiences across the full stack using modern frontend and backend technologies
- Own and evolve both frontend and backend architecture to ensure scalability, performance, accessibility, and long-term maintainability
- Lead the design and implementation of complex frontend systems using React, TypeScript, and Next.js, including SSR, routing, data fetching, and performance optimization
- Design and build robust backend services and APIs in Python with Django, focusing on reliability, security, and scalability
- Establish and uphold full-stack engineering standards, including patterns, tooling, testing strategies, and CI/CD best practices
- Drive cross-team technical initiatives, aligning frontend and backend architecture with platform capabilities and product strategy
- Proactively identify technical risks and opportunities across the stack, providing clear technical direction and tradeoff analysis
- Mentor and guide engineers across frontend and backend disciplines, raising the bar on code quality, architectural thinking, and delivery practices
- Design and implement robust unit, integration, and end-to-end automation tests across the full stack
- Define and monitor full-stack metrics (performance, reliability, user behavior) to inform product and technical decisions
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their paychecks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space, such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers who offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
42% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company HQ
Evergreen Park, Palo Alto, CA
Leadership
Ram Palaniappan
(Founder & CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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