Staff Software Engineer, Affirm
Backend (Decisions and Pricing EU)
€101-131k
+ Equity may be provided
More information about location
POS installment loans
Open for applications
POS installment loans
1001+ employees
Open for applications
€101-131k
+ Equity may be provided
More information about location
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 7+ years of experience as a software engineer
- Ability to synthesize complex business, product, and technical requirements to consistently produce high quality system designs and software
- A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
- A strong understanding of machine learning and modeling techniques at scale
- Excellent communication skills, both written and verbal. Must be proficient in asynchronous communication – written tech specs, wiki, project plans, etc
- Excellent project management skills – high degree of organization and ability to surface critical information effectively
- Business impact focus, pragmatic approach to delivering projects on time and safely
- Passion for working with cross-functional teams including Product, Risk, Analytics etc
- Python/Kotlin development experience is a plus
- Experience with AWS and/or other cloud providers
- Experience with Fintech or regulatory industries is a plus
What the job involves
- Decisions and Pricing's mission is to deliver the best credit decisions for Affirm consumers while maintaining positive unit economics and being the highest converting and most competitive payment solution for our merchant partners
- The decisioning system and ML models our team owns and operates help us realize our mission for millions of consumers and merchant partners
- The Decisions and Pricing Engineering team is at the forefront of reinventing credit, committed to providing our consumers with transparent and flexible payment options while ensuring our merchant partners receive the most competitive solutions available
- Our mission is to deliver the best credit decisions through innovative machine learning models and robust decisioning systems that support millions of users across diverse platforms
- Decisions and Pricing Engineering Nexus is a group based entirely in Europe with main focus on international markets
- With Affirm experiencing rapid growth, your contributions will play a crucial role in supporting our ambitious goals
- If you’re passionate about building impactful technology and mentoring future leaders while promoting an inclusive environment, we invite you to join us and help build Decisions and Pricing Engineering Nexus to redefine financial services grounded in honesty and trust
- Drive the evolution and architecture of Decisioning systems
- Champion innovative, scalable, and delightful solutions across the organization
- Establish architecture, technical design, and code review standards, coach team members to conduct effective design and code reviews. Ensure high programming standards, create best practices, and lead by example
- Partner with Product Management, provide technical input to shape product direction and roadmap
- Foster a culture of technical excellence, humility, constant improvement, and rigor to build a team that can confidently tackle complex challenges across multiple technical domains
- Be hands on. Build APIs and data models to work within micro-service and event-driven architectures. Create parallelizable and idempotent batch jobs to process large amounts of data
- Take an active role in mentoring engineers and senior leaders, and the processes that support team growth and efficiency
- On-Call Rotation - There would be an on-call rotation for this role as a requirement
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Company HQ
Chinatown, San Francisco, CA
Articles
Leadership
Max Levchin
(CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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