Financial Analyst, Upstart

• Bachelor’s degree in Finance, Accounting, Economics, Statistics, or a related quantitative field (or equivalent practical experience)
• 2+ years of relevant experience
• Proficiency in Excel/Google Sheets and financial modeling (driver-based, scenario analysis)
• Strong presentation skills; comfortable communicating with multiple levels of leadership
• Proven ability to learn quickly, work independently, and adapt in a fast-paced environment
• Highly organized with the ability to manage multiple priorities and meet deadline
• This is a great opportunity for someone who enjoys building things, thrives on efficiency, and wants to develop deep FP&A skills in a fast-growing environment

Desirable

• Upstart’s FP&A team plays an integral role in the company’s business and financial planning process
• We are seeking a highly motivated and analytical Financial Analyst to support our Emerging Products organization—one of the most dynamic and fast-evolving areas of our business
• As a Financial Analyst at Upstart, you will support all aspects of FP&A which includes in-depth financial and business planning, collaborating with business leaders across the company, and driving analyses for business and strategic cases
• You’ll work at the intersection of data, automation, and finance—improving how we plan, report, and analyze performance
• Through your efforts, we’ll be able to ensure the Upstart leadership team stays on top of our financial performance and risks
• Support short- and long-term planning and forecasting with driver-based modeling and ROI analysis; highlight trends, risks, and opportunities to guide action
• Analyze new-product unit economics and convert findings into concise, actionable recommendations
• Collaborate cross-functionally to translate assumptions into forecasts, sensitivities, and clear financial implications
• Create scalable FP&A tools and processes by refining models and automating reporting to improve accuracy, speed, and clarity of insights
• Partner with Accounting on month- and quarter-end close; reconcile to forecast, analyze variances, and communicate results
• Deliver executive summaries and monthly financial updates for leaders, and support earnings prep, board/business reviews, and consolidated reporting