Senior Backend Developer, Updraft
Django/Python
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Anti-debt financial app
Be an early applicant
Anti-debt financial app
21-100 employees
Be an early applicant
+ Share options
21-100 employees
Company mission
Help consumers find freedom from cumulative lifestyle borrowing such as credit-cards, overdrafts and buy-now pay-later schemes.
Role
Who you are
- Experience designing and scaling backend services from scratch, with solid understanding of microservices architecture and distributed systems
- Commercial experience in high-scale startups. Years of experience is a poor yard stick but likely 5-7+ years working on backend systems
- Comfortable with integrating third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems
- Experience in fintech preferred but not essential
- Proven ability to build internal tools that automate operations and save engineering hours
- Collaborative mindset, working closely with data, product, and front-end teams to deliver impactful features
- Strong awareness of security practices including best practices around performance, maintainability, and data integrity
What the job involves
- We are looking for exceptional talent to join us on our next stage of growth with a compelling proposition - purpose you can feel, impact you can measure, and ownership you’ll actually hold
- Expect a hybrid, Bengaluru-hub culture where cross-functional squads tackle real-world problems with cutting-edge tech; generous learning budgets and wellness benefits; and the freedom to experiment, ship, and see your work reflected in customers’ financial freedom
- Design and develop efficient, scalable server-side components that integrate seamlessly with client applications
- Contribute to architectural improvements and maintain high standards of code performance and maintainability
- Build and extend backend features using internal and third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to support lending products including loan applications, collections, and payments
- Develop internal tools to automate operational workflows, significantly reducing manual effort and increasing team efficiency
- Collaborate with the data team to deliver data-driven enhancements such as dynamic pricing and personalised user experiences
- Work alongside front-end and product teams to build innovative solutions that empower users to manage their finances more effectively
Salary benchmarks
Our take
Updraft is an anti-debt financial app going after the £3bn spent on overdraft fees every year in the U.K.
The financial health app harnesses behaviour science, machine learning and open banking to guide users away from bad debt and late fees. The business also steps-in offering their own lower-interest ‘Updraft Credit’, driving revenue without hampering financial wellness.
The company has seen significant investment over 2022 and 23, having raised £380 million over those two years. This substantial capital from the likes of Natwest and Santander will help Updraft accelerate its customers' paths to debt zero. It is also developing new tools for its platform that will help turn users from borrowers into savers. To date, the platform has over half a million users and has helped pay off more than £225 million in overdraft and credit card debt.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 7 rounds)
Dec 2023
$29.4m
EARLY VC
Dec 2022
$10.7m
SERIES A
Total funding: $100.7m
Company benefits
- Share options
- Flexible working
- Tech budget
- Home office budget
- Unlimited paid time off
- Financial Learning
Company HQ
Paddington, London, UK
Leadership
Aseem Munshi
(CEO)Prior to Updraft, Aseem ran the credit card and unsecured loan business for HSBC UK. Over 15 years experience in managing several multi-billion dollar consumer asset portfolios.
David Yalland
(CPO)Previously CEO of Digital Strategy & Consulting firm, Sketch., winning multiple blue chip clients and spinning out 100,000+ user fintech app, Patch.
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