Senior Backend Developer, Updraft
Django/Python
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Credit card debt consolidation loans
Open for applications
Credit card debt consolidation loans
21-100 employees
Open for applications
+ Share options
21-100 employees
Company mission
To help people break up with their credit cards and better manage their money.
Role
Who you are
- Experience designing and scaling backend services from scratch, with solid understanding of microservices architecture and distributed systems
- Commercial experience in high-scale startups. Years of experience is a poor yard stick but likely 5-7+ years working on backend systems
- Comfortable with integrating third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems
- Experience in fintech preferred but not essential
- Proven ability to build internal tools that automate operations and save engineering hours
- Collaborative mindset, working closely with data, product, and front-end teams to deliver impactful features
- Strong awareness of security practices including best practices around performance, maintainability, and data integrity
What the job involves
- We are looking for exceptional talent to join us on our next stage of growth with a compelling proposition - purpose you can feel, impact you can measure, and ownership you’ll actually hold
- Expect a hybrid, Bengaluru-hub culture where cross-functional squads tackle real-world problems with cutting-edge tech; generous learning budgets and wellness benefits; and the freedom to experiment, ship, and see your work reflected in customers’ financial freedom
- Design and develop efficient, scalable server-side components that integrate seamlessly with client applications
- Contribute to architectural improvements and maintain high standards of code performance and maintainability
- Build and extend backend features using internal and third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to support lending products including loan applications, collections, and payments
- Develop internal tools to automate operational workflows, significantly reducing manual effort and increasing team efficiency
- Collaborate with the data team to deliver data-driven enhancements such as dynamic pricing and personalised user experiences
- Work alongside front-end and product teams to build innovative solutions that empower users to manage their finances more effectively
Salary benchmarks
Our take
Credit card interest rates are near historic highs, while everyday costs and seasonal spending are pushing more people into revolving debt. It's an environment where balances can quietly grow, and that's the gap Updraft is aiming to fill. Founded by former HSBC lending head Aseem Munshi, the London-based fintech is focused on making borrowing simpler, fairer and far less intimidating for consumers feeling the pressure.
It uses open banking and credit data to spot patterns of expensive borrowing across credit cards, overdraft, and buy-now-pay-later products, then steps in with a lower-cost loan to refinance that debt into one clear repayment. Its recent "In Too Deep" campaign, which features the UK's first "Financial Lifeguard", translated this idea into something human and relatable, showing just how small summer splurges can quickly tip budgets off balance.
And the company is gaining momentum too. Having raised £16M in funding, build a waitlist of more than 40,000 people and granted early access to thousands of users. With a leadership team spanning banking, data science and brand building, it's pairing strong financial fundamentals with smart storytelling, putting the company in a position for continued growth as more and more consumers look for better ways out of high-interest debt.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 7 rounds)
Dec 2023
$29.7m
EARLY VC
Dec 2022
$10.8m
SERIES A
Total funding: $101.8m
Company HQ
Paddington, London, UK
Leadership
Aseem Munshi
(Co-Founder & CEO)Prior to Updraft, Aseem ran the credit card and unsecured loan business for HSBC UK. Over 15 years experience in managing several multi-billion dollar consumer asset portfolios.
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