Platform Developer, Upgrade
Runtime
CA$120-150k
Plus equity
Offering responsible credit to mainstream consumers
Be an early applicant
Offering responsible credit to mainstream consumers
1001+ employees
Be an early applicant
CA$120-150k
Plus equity
1001+ employees
Company mission
To help our customers move in the right direction with responsible financial products that put more money in their pocket.
Role
Who you are
- Strong expertise in Java design and programming, with hands-on experience in Spring Boot. Python with FastAPI is a plus
- Proven ability to communicate effectively and work in agile, cross-functional teams
- Deep understanding of distributed systems and microservices architecture patterns
- Familiarity with Ai coding assistants. (Claude code, Codex, Cursor)
- You explored MCP in the past few months
- Knowledge of API design principles (REST, GraphQL) and API gateway patterns
- Experience with ORM frameworks and proficiency in SQL/database programming
- Hands-on experience with containerization (Docker, Kubernetes) is highly desirable
- Experience deploying and managing services on AWS or similar cloud environments is a strong plus
- Familiarity with monitoring/observability tools (Prometheus, Grafana, etc.) is a plus
- Strong knowledge of CI/CD pipelines and DevOps practices
- Bachelor’s degree in Computer Science or related field (or equivalent practical experience)
What the job involves
- At Upgrade, the Platform team works horizontally with our different engineering teams. We build services, tools and shared libraries to simplify / abstract / speedup the day to day of our developers
- Part of the Platform group, the runtime squad is responsible for horizontal services and our Java and Python foundations. We also lead various Ai initiatives on coding assistants, the adoption of Model Context Protocol (MCP), Agent2Agent (A2A) and Agent Payment Protocol (AP2)
- We are looking for a passionate developer to help us drive our Platform roadmap
- Partner with product and engineering teams to translate business requirements into scalable, high-quality technical solutions
- Participate in architectural reviews and influence key technical decisions for our platform services
- Design, develop, and maintain complex applications and libraries using Java and Spring Boot, with a focus on scalable microservices
- Contribute to the platform Java foundation, including shared templates, frameworks, and common libraries that accelerate product development
- Create and maintain documentation for platform foundations, providing support and guidance to product teams through troubleshooting and problem solving
- Leverage modern CI/CD tools to build, test, and deliver robust software at scale
- Establish, maintain, and advocate for best practices in code quality, ai assisted development, security, testing, and deployment
- Support and enhance the test framework and architecture, including integration with third-party systems and services
- Drive continuous improvements in reliability, performance, and developer productivity
Our take
Most credit cards don't encourage the owner to pay down their debt. The longer it takes to pay off the balance, the more money lenders are set to make. Upgrade is an online lender and card issuer doing things differently. The company offers personal loans and credit cards but with a fixed instalment structure and a set number of equal payments. This ensures the balance reduces every month.
The company believes this model reduces default rates, as borrowers are forced to pay down rather than maintain their debt, and it encourages a greater commitment to repay the balance. Further, by combining the ease of a Visa card with the fixed payments and decreased rates of a personal loan, Upgrade sets itself apart from competitors.
In 2021, Upgrade launched its mobile banking and debit card as a strategy to onboard new customers and increase loyalty. The fixed-rate nature of the company's cards is expected to be of use to customers in future years in an environment of rising rates. Upgrade also plans to expand beyond the U.S. in the future, which will represent new challenges for the business as it adapts to alternative regulations.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
18% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Nov 2021
$280m
SERIES F
Aug 2021
$105m
SERIES E
Total funding: $547m
Company benefits
- Stock option plan
- 100% paid coverage of medical, dental and vision insurance
- Flexible PTO
- Opportunities for professional growth and development
- Paid parental leave
- Health & wellness initiatives
Company HQ
Financial District, San Francisco, CA
Leadership
Renaud Laplanche
(Co-Founder & CEO)After an MBA at London Business School, Renaud spent 5 years as an Associate at Clearly Gottlieb Steen & Hamilton and co-founded MatchPoint. They then left Oracle after a year to co-found Lending Club in 2006 and co-founded Upgrade in August 2016.
Adelina Grozdanova
(Co-Founder & Head of Investor Group)Adelina started their career with 6 years at Morgan Stanley after a degree at Princeton. They left banking in 2012 to join Lending Club as VP, and after 3 years co-founded Upgrade, serving as Head of Investor Group since 2016.
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