AI/ML Engineer, Chime
$140.7-195.4k
+ Bonus + Equity Package
4+ days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$140.7-195.4k
+ Bonus + Equity Package
4+ days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 2–4 years of experience in AI/ML engineering or applied data science
- Experience with model training, tuning, and inference workflows in production
- Exposure to large language models (e.g., GPT, LLaMA, Claude) and experience working with foundational models, prompt engineering, or fine-tuning
- Familiarity with RAG architectures, vector databases (e.g., FAISS, Pinecone), and unstructured data processing is a plus
- Familiarity with cloud platforms (AWS preferred), orchestration tools and version control
- Deep understanding of modern AI/ML techniques, including optimization, deep learning and transformer-based architectures.
- Proficiency in Python and intermediate to advanced knowledge of SQL, with the ability to wrangle data from diverse sources
- Experience with technologies such as AWS, Kafka, Airflow, Redis, MySQL, Postgres, Spark, Snowflake, and Looker
- Exceptional communication and collaboration skills, with experience working with stakeholders across product, design, engineering, and marketing
What the job involves
- Chime’s AI/ML team is building models, services, and platforms that transform how millions of users manage and grow their financial lives
- We are looking for an AI/ML Engineer with deep technical expertise in AI/ML/Generative AI
- Beyond technical proficiency, we value creativity, user empathy, and strong collaboration
- As an AI/ML Engineer at Chime, you’ll take ownership of end-to-end AI/ML model development and deployment under the guidance of senior engineers
- Your work will support scalable AI/ML solutions that power member experience, risk assessment, growth and marketing, experimentation and real-time decision systems
- You will also have the opportunity to contribute to Chime’s growing generative AI and large language model (LLM) capabilities
- This role offers a clear path to developing expertise in full-stack AI/ML engineering, including emerging areas such as LLMs and generative modeling
- Design and implement training pipelines for AI/ML models, including generative models and LLM fine-tuning or prompt engineering
- Own the development and testing of features used in production AI/ML models, including embeddings, vector stores, and retrieval-augmented generation (RAG) pipelines
- Collaborate with data engineers and product teams to scope and refine problem statements, particularly those involving natural language interfaces or content generation
- Conduct model evaluations using offline metrics and online A/B tests for both predictive and generative models
- Write modular, testable, and maintainable code following engineering best practices
Our take
Chime is part of the growing realm of fintech banks and providers, emphasizing straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meager interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $25.5B, a staggering $23.5B surge from its early 2019 valuation, underscoring its impressive and swift expansion. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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