Senior Software Engineer, Block
Credit Underwriting
$142.2-204.5k
Salary depends on job-related skills, experience, qualifications, work location, and market conditions
Financial services ecosystem
Job no longer available
Financial services ecosystem
1001+ employees
Job no longer available
$142.2-204.5k
Salary depends on job-related skills, experience, qualifications, work location, and market conditions
1001+ employees
Company mission
To create better tools to help everyone access the economy.
Role
Who you are
- 5+ years of software engineering experience
- Software development skills and computer science fundamentals
- Technical initiative and leadership on previous projects
- Interest in building modern machine learning systems in production environments to solve business problems, including features, rules, and models, from development and testing to deployment and monitoring
- Interest in building and standardizing data pipelines for offline and online processing
- Interest in building scalable architectures using AWS technologies
- Interest in working on backend systems, from APIs and business logic to optimizing databases, streams, and software engines
- Interest in working with other engineering teams and partners
Desirable
- Prior experience in machine learning, data, underwriting, and risk
What the job involves
- As a software engineer on the Banking Credit Underwriting Team, you will help us grow access to Credit for our Square sellers
- You will be responsible for designing, building, and overseeing underwriting services using data and machine learning technologies to power our lending products. You will work on our backend systems
- Collaborate with product teams and other engineering teams on new products
- Work with data scientists and machine learning engineers to develop an automated machine learning workflow applied in credit underwriting
- Improve our data pipeline to unlock new datasets, both internal and external, and to support both batch and real-time data processing
- Scale our platform with cloud technologies to meet Square's growth needs for years
- Lead architectural and solution design discussions, ensuring our infrastructure is performant, fault-tolerant, and maintainable
- Build well-designed, reusable systems to model customer data, credit review procedures, and borrower experiences
- Build systems that collect and maintain customers' confidential data while holding Square to the highest standards for security and compliance
- Experiment with new technologies and teach your peers how to use them in their work
- Have experience using data and software to guide decisions at scale
- Participate in ongoing training to maintain current knowledge of BSA/AML and perform BSA/AML responsibilities by job function
Our take
Block is a financial services technology company comprising of Square, Cash App, Spiral, TIDAL, and TBD. Its biggest brand, Square, offers hardware and software for small to medium-sized businesses enabling them to manage the entire payment lifecycle. It functions similarly to Shopify and Stripe, but has paired online payment processing with physical devices such as registers, payment terminals, and mobile card readers.
The business was originally founded as Square in 2009 by Jack Dorsey of Twitter fame. Already well-established with SMEs all over the globe, Square has significantly benefited from the increased demand for mobile payment systems. Its order management feature remains a go-to tool for small businesses that otherwise didn't have the proper infrastructure in place when demand for home delivery surged.
Square rebranded as Block in December 2021, with the Square brand name remaining in place for their seller business. The company has since come under fire for its security practices, facing lawsuits in relation to a major breach of CashApp user data, and in 2024 announced plans to reduce its workforce in order to cut costs. Despite these setbacks, there is every chance the business will move past this, though it may take some time to rebuild trust in its product.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
19% employee growth in 12 months
Company
Company benefits
- Healthcare coverage (Medical, Vision and Dental insurance)
- Health Savings Account and Flexible Spending Account
- Retirement Plans including company match
- Employee Stock Purchase Program
- Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
- Paid parental and caregiving leave
- Paid time off (including 12 paid holidays)
- Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)
- Learning and Development resources
- Paid Life insurance, AD&D, and disability benefits
Company HQ
SoMa, San Francisco, CA
Leadership
Jack Dorsey
(CEO)Having studied at and dropped out of New York University, Jack founded Twitter in March 2006, where he has served as CEO since. He co-founded Square with Jim in February 2009, and has remained its CEO ever since.
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