Senior Manager of Digital Assets Risk, Lloyds
£85.5-100.6k
2-3 days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£85.5-100.6k
2-3 days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- Strong operational risk expertise, with experience of Digital Assets and associated technologies
- An understanding of relevant regulation and industry standards, with experience of translating complex requirements into practical guidance that supports the implementation of compliant solutions
- Excellent communication and influencing skills, with experience of working in an inclusive style where everyone can be themselves
- Experience in preparing concise reports for senior level audiences, with clarity and precision
- A data driven approach to everything you do and a keen interest to maximise the potential of AI in driving productivity and reimagining work
- Growth mindset and commitment to everyday innovation
- Record of delivering results and an awareness of the importance of documentary evidence for key decisions
What the job involves
- LOCATION(S): Edinburgh, Bristol, Birmingham or Leeds
- HOURS: Full time, 35 hours per week
- WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
- Digital Assets are one of the most transformative developments in financial services since the advent of online banking, and Lloyds Banking Group is at the forefront of this change. From tokenised deposits and programmable money, to blockchain enabled settlement, the Group is accelerating its ambitions across wholesale and retail use cases
- As part of the Conduct, Compliance & Operational Risk (CCOR) function, the Digital Assets Risk Specialist will provide independent second line oversight of these fast evolving propositions. You’ll join a high profile, high pace area shaping the future of payments, markets, and customer experience
- Your work will span industry first pilots, new regulatory regimes, and the build out of entirely new capabilities. You’ll help ensure the Group innovates safely - embedding robust risk management while enabling strategic delivery
- Provide independent oversight across the Group’s Digital Asset developments, including tokenised deposits, stablecoins, digital wallets, and wider blockchain propositions
- Act as a subject matter expert on associated regulatory requirements, staying ahead of new developments and industry best practice. Use this knowledge to support regulatory applications and advise on evolving compliance requirements
- Build relationships with colleagues and understand their operations. Help them to identify and assess risks relating to Digital Assets and support them in the design and evaluation of the respective controls
- Support the adoption of the Group’s new Payments and Transaction Execution Risk Policy, help the business to embed it and provide timely and insightful oversight - all in line with the Operational Risk framework
- Advocate for customers through concise, commercially sensitive advice to business areas on policy interpretation and regulations, utilising deep business expertise to co-create fantastic compliant solutions for customers and the Group working closely with the business
- Act as an operational risk specialist and represent the organisation, building relationships with external partners; in particular regulators and other governing bodies
- Champion continuous review and enhancement of risk policies & appetite through the identification & assessment of emerging & growing risks. Ensure policies and appetite reflect new opportunities or threats
- Contribute to the coordination of core Operational Risk processes, including scenario and loss analysis, and coordinate input into key regulatory submissions and external disclosures (e.g. ICAAP)
- Develop and operate tools and systems enabling Business Units/Functions to consistently identify risks and evaluate the robustness of respective controls
Application process
- End Date: April 29, 2026
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy, but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
On top of this, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on "FinTech Action Labs" to bring its industry expertise to early-stage FinTechs. The company continues to enhance its online and mobile services (it is the UK's biggest mobile bank), as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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