Risk Operations Associate, Coast

• BA/BS from an university with 1 or 2 years of experience working in risk or underwriting operations, preferably in a financial institution or fintech company
• Collaborative and humble mindset, with a track record of working effectively across teams
• Strong attention to detail and a commitment to accuracy
• Ability to work independently in a fast-paced, dynamic environment

Desirable

• As an early member of Coast’s Risk team, you will help drive operational initiatives related to underwriting, customer risk management, and fraud. This role requires an understanding of underwriting processes and the ability to analyze risk vectors such as credit and fraud risks. You’ll partner closely with our sales, customer operations, product, and engineering teams to partner and execute on risk strategies, and the ability to take ownership of credit risk outcomes and lead strategic initiatives
• Help support and apply Coast’s risk underwriting policy used to onboard new business
• Investigate fraud events, conduct root cause analyses, and implement data-driven fraud defenses
• Execute Coast’s risk credit policies on key customer management interactions, including credit limit increase/decrease requests and credit risk reviews
• Continuously evaluate and improve Coast’s risk policies and decision systems by researching emerging trends in underwriting and fraud
• Partner with operations, product, engineering and sales teams to promote credit and fraud initiatives