Data Scientist, Moneyhub
More information about location
Financial management solutions
Open for applications
Financial management solutions
101-200 employees
Open for applications
More information about location
101-200 employees
Company mission
To improve the financial wellness of people, their businesses, and their communities.
Role
Who you are
- Have 3 or more years of experience as a Data Scientist
- Be fluent writing code in Python and queries in SQL. We use Jupyter notebooks, Python and Pandas frequently for analysis
- Understand a wide range of classification/regression algorithms and have applied them using libraries such as scikit-learn
- Have implemented regression analysis and understand how to interpret the results. More generally, you know how to apply appropriate statistical techniques to assess the significance of results
- Be able to take raw data sets and build narratives around insights you discover
- Be comfortable using a variety of approaches to present results in a way a non-technical audience can understand and act on
- Appreciate the importance of data cleaning and have previously applied a range of approaches to achieve this
- Have a bachelor's or master’s degree in a numerical or engineering subject such as Data Science, Mathematics or Computer Science
What the job involves
- The Data Science capability at Moneyhub generates value from a rich repository of data sources
- Its function is critical to the day-to-day running of the business, and it also spearheads the development of novel ideas to exploit new commercial opportunities
- You can expect to work on:
- The Machine Learning based transaction categorisation engine that underpins the budgeting capabilities of the app and affordability checking, e.g. for mortgages
- Data Science oriented product development: identifying improvements to existing algorithms, or the creation of new products using a quantitative approach. Examples: identifying regular payments from raw transaction data, geotagging banking transactions from their descriptions, reverse engineering credit card APRs
- Analysis of the characteristics of the user base, i.e. user segmentation, to support business decisions. For instance, what’s the current financial situation of the users of the app, what are their goals and how should the product be developed to aid the user in their journey?
Our take
2022 saw large changes to the FCA (Financial Central Authority) and its Consumer Duty regulations, which has meant that companies such as Moneyhub, an Open Finance data and payments platform, are more important than ever.
Moneyhub has gone from strength to strength as a data analytics for finance platform. A winner of the UK Fintech Awards 2021, Moneyhub helps businesses develop better ways to engage with their customers through consent-driven data. It also gives companies and people the power to make more informed decisions about risk management and investment through their big data.
The influx of VC funding Moneyhub has received reflects the growing need for more powerful financial management and customer engagement tools, especially as corporation tax and cost of living rise exponentially. Moneyhub is a leader in this area, at a time when companies like it are under more pressure to help navigate a rocky economy.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Some candidates hear
back within 2 weeks
51% employee growth in 12 months
Company
Funding (2 rounds)
Dec 2022
$19m
EARLY VC
Oct 2022
$44.3m
EARLY VC
Total funding: $63.3m
Company benefits
- 10% toward each person’s pension
- Private medical insurance, accepting of all pre-existing conditions
- Support for your mental, financial, and professional wellbeing including 24/7 access to a GP online for consultations
- Flexible working
- 25 days holiday, plus bank holidays and the option to buy more
- Family pay for all new parents
- Personal development fund
- Professional memberships
Company values
- Agile - Moneyhub is responsive, adaptive and flexible in the face of changing priorities and client needs. It uses data to anticipate what those needs will be. It tests, refines and adapts. Moneyhub keeps its head up and is quick to jump in when needed.
- Nurturing Team - Moneyhub creates an environment where everyone can thrive and grow.
- Product - Moneyhub is always testing, maintaining and improving its product. Moneyhub codes with an eye to the future.
- Customers - Moneyhub creates long-lasting relationships with customers by going the extra mile.
- Collaborative - Moneyhub works openly and easily with each other, its clients and users. Moneyhub sees its clients as friends who help make the product better and make a difference to end users. It communicates clearly and has well-defined roles and responsibilities.
Company HQ
Redcliffe, Bristol, UK
Articles
Leadership
Samantha Seaton
(CEO)Currently member of Pension Dashboard Steering Group, Non-Executive Director of Charities Aid Foundation, Advisory Board for The Big Exchange and Co-Founder of Open51.
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