Staff Software Engineer, Earnest

New Products

$187-233.7k

+RSUs. The candidate’s pay will be determined based on location, job-related qualifications, internal compensation, and budget

AWS
Docker
Kubernetes
TypeScript
React Native
GCP
Scala
Node.js
Postgres
Jenkins
Azure
Senior and Expert level
San Francisco Bay Area

More information about location

Earnest

Student loan provider

Open for applications

Earnest

Student loan provider

201-500 employees

FintechB2CPersonal financeLendingCredit cardsFinancial Services

Open for applications

$187-233.7k

+RSUs. The candidate’s pay will be determined based on location, job-related qualifications, internal compensation, and budget

AWS
Docker
Kubernetes
TypeScript
React Native
GCP
Scala
Node.js
Postgres
Jenkins
Azure
Senior and Expert level
San Francisco Bay Area

More information about location

201-500 employees

FintechB2CPersonal financeLendingCredit cardsFinancial Services

Company mission

To make higher education accessible and affordable for everyone.

Role

Who you are

  • 7+ years of professional development experience
  • Professional experience in React Native and building mobile apps required
  • Experience with server-side concepts, e.g. microservices, database, caching, performance, monitoring and scalability
  • Extensive experience with modern Node.js preferred
  • Professional experience in React/Redux desirable
  • Relevant data modeling experience and integration with databases such as PostgresSQL
  • Strong understanding of distributed architecture patterns and microservice best practices
  • Knowledge of optimization techniques like caching, compression, performance tuning
  • Understanding of security best practices like encryption, access control, vulnerability management
  • Experience designing, building and maintaining cloud-based applications (e.g. AWS, GCP, Azure)

Desirable

  • Experience with CI/CD pipelines and automation tools like Jenkins, CircleCI, etc
  • Experience implementing observability through metrics, logging and tracing
  • Experience working in Fintech, Banking, or related Consumer Financial Services companies is a plus

What the job involves

  • Take ownership of key upcoming projects and initiatives within the engineering department, ensuring they are completed successfully and on time
  • Lead the mobile initiatives from architecture to implementation
  • Act as a technical authority within the team, making critical architectural and technology decisions that align with the organization's goals and long-term vision
  • Mentor and provide guidance on best practices to team members
  • Launch new features such as integration with strategic partners, acceleration of loan funding, integration of data science and machine learning models to automate loan decisions
  • Collaborate with cross-functional teams, including Product Managers, Designers, and Data Scientists, to ensure alignment on project priorities and successful product launches
  • Ensure that software and systems meet security and compliance requirements, implementing best practices to safeguard customer data
  • Collaborate with leadership to contribute to the development of the engineering department's strategic plan and vision
  • Success in this role will be defined by:
  • Strategic Architectural Leadership: You will establish a clear and forward-thinking technical vision for our engineering department, guiding the team in making sound architectural decisions that align with our business goals and long-term objectives
  • Technical Excellence: Success will be measured by the consistent delivery of high-quality software solutions, robust systems, and well-architected applications that meet or exceed customer expectations
  • Team Development: Your mentorship and guidance will empower team members to excel in their roles, fostering a culture of continuous learning, growth, and innovation
  • Successful Product Launches: Success will be evident in the smooth and timely launch of new features and products, including integrations with strategic partners, acceleration of loan funding processes, and the implementation of data science and machine learning models to automate loan decisions
  • Scalability and Performance: Success will be measured by our systems' ability to scale efficiently, maintain optimal performance, and adapt to increased demand without compromising user experience
  • Security and Compliance: Your leadership will ensure that our software and systems maintain the highest levels of security and compliance, safeguarding customer data and preserving trust
  • Innovation and Thought Leadership: Your contributions to research, innovation, and thought leadership will position us as industry leaders, driving our organization's growth and success

Our take

Earnest offers student loan refinancing and personal loan products. It looks at thousands of data points such as education, saving patterns, investments, and career trajectory to issue a unique credit score, which can prove a lifeline for students who may otherwise struggle to qualify for loan refinancing.

For the portion of student debtors with low credit scores, Earnest is one of a few scant options. Borrowers can choose their own loan terms to fund up to the full cost of their education, and there are no origination, application, or late fees.

Earnest has grown from distributing $8M loans in its first year of business to an impressive total $18.5 billion in student loans refinanced, and has served upwards of 200,000 people. With student loans representing such a huge sector of lending, there should be plenty of room for Earnest to continue expanding in the future.

Kirsty headshot

Kirsty

Company Specialist at Welcome to the Jungle

Insights

Top investors

Some candidates hear
back within 2 weeks

4% employee growth in 12 months

Company

Funding (last 2 of 4 rounds)

Mar 2017

$20m

SERIES C

Nov 2015

$75m

SERIES B

Total funding: $127m

Company benefits

  • Remote-first flexibility
  • Monthly & annual remote work stipends
  • Professional development & tuition reimbursement
  • $1000 annual travel perk
  • Robust 401K package
  • No meeting Thursdays
  • Annual company-wide offsites

Company values

  • Earn Happy Customers - Our customers’ journey is ours to share. Our success comes from anticipating their needs and providing the solutions they’re looking for. This combination of empathy and action helps them become our best endorsers and biggest fans.
  • Better is Better - The path to great means getting better every day. We push ourselves, and each other, to remain curious and think differently. We know the value of compounding and how continuous 1% improvement leads to massive changes. We are always willing to challenge the status quo in order to achieve our goals.
  • PhD in Moving Fast - Our customers are tired of long wait times and large student loan bills so we constantly seek out ways to deliver faster. We refuse to waste time on things that don’t move the needle and we surprise teammates and customers with our speed.
  • Passion for Challenges - Perseverance and optimism are just the start to take on the inertia of a national trillion-dollar problem. We enjoy tough challenges knowing that if we persist through them we will make a difference.
  • Impact is a Team Sport - We maximize our impact when we act as one team. We each play our part and put team success above personal achievement. Earnies are willing to do what it takes to make the team better even though it may be uncomfortable for ourselves.

Company HQ

The East Cut, San Francisco, CA

Leadership

Co-founded SolidEnergy Systems. Was a Part-time Partner at Y Combinator. Is a Board Member of Car Dash and Roofr, and is a Mentor at First Round Fast Track.

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