Senior Regulatory Compliance Manager, Wise

• Previous Financial Regulation advisory role or experience in a Compliance/Legal department, Risk and Controls function or in a consultancy environment
• J.D., Certified Regulatory Compliance Manager or similar qualification
• Familiar with regulations like Reg E, UDAAP, E-Sign Act, and state Money Transmission License regulations
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively
• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations
• Strong presentation skills
• Problem solving attitude, with the ability to use regulations together with data to drive business decisions
• Experience (or interest) in working in a fast-growing environment
• Willing to travel, as Wise offices are located across different countries; and
• Legally authorized to work in the U.S

Desirable

• We’re looking for a Senior Regulatory Compliance Manager to join our growing Regulatory Oversight Compliance team in North America This role will be working alongside the NorthAm Compliance Director in a highly effective team in second line compliance (2LoD)
• In this role, you will be responsible for assisting in the effective mitigation of regulatory compliance risks through the oversight and maintenance of adequate systems and controls. This position requires close partnership with our operational, finance, product, and engineering teams, with opportunities to present to senior stakeholders and shape the strategic direction of the regulatory compliance program
• Provide advice and guidance to other teams and key stakeholders – regionally and globally, on state money transmission license requirements, relevant federal consumer regulations (e.g. Regulation E, UDAAP, E-Sign Act) as well as related Wise policies and procedures
• Support in the development and maintenance of the Regulatory Compliance oversight framework, including ongoing updates to relevant North America Regulatory Compliance policies and procedures
• Execute and enhance quarterly monitoring across key risk areas
• Provide adequate challenge to first line teams on the development of controls and provide approvals on any control changes , new products or features
• Represent regulatory compliance oversight both internally and externally to regulators, auditors and partners as required, showcasing Wise’s strong oversight compliance framework
• Execute the company’s Regulatory Compliance Risk Assessment, and assist in the preparation of committee and board papers
• Support regulatory change management process by maintaining oversight of implementation of such development which impact business activities
• Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans