Senior Software Engineer, Earnin
$210-247k
+ Equity
2 days a week in office (Mountain View, CA)
Paycheck advance service for employees
Be an early applicant
Paycheck advance service for employees
201-500 employees
Be an early applicant
$210-247k
+ Equity
2 days a week in office (Mountain View, CA)
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- The ideal candidate has experience building 0-to-1 products, demonstrating a strong ability to design and implement scalable architectures that support rapid product evolution
- Bachelor’s (or higher, e.g., MS, or PhD) in Computer Science or a related technical field involving coding or equivalent technical experience
- Expert-level proficiency in modern frontend development, including HTML, CSS, JavaScript, TypeScript, React, and Next.js
- Strong experience with frontend architecture, including state management, component design, design systems, micro-frontends (or modular architectures), and performance optimization
- Experience building and operating production web applications using server-side and client-side rendering
- Deep understanding of software engineering best practices across the SDLC, including testing, code reviews, observability, and operational excellence
- 4+ years of industry experience, with significant depth in frontend or web platform development
- Experience working in cloud-based environments (AWS, GCP, or Azure), particularly as it relates to frontend delivery and integration
What the job involves
- We seek an experienced, collaborative, and resourceful Senior Web Engineer to join our team
- Our Early Bets initiatives are critical to EarnIn’s success, providing new experiences and products for our users to ensure they are empowered with a more comprehensive ecosystem of solutions
- We seek engineers who thrive in uncertainty and excel at defining technical solutions in ambiguous environments and collaborating closely with Product teams to refine requirements
- Candidates with backgrounds in early-stage software products engineered for scale or those who have worked in Research & Development for new technologies will fit well in our team
- Partner with Product and Design to define, build, and evolve user experiences using modern frontend technologies
- Own and evolve the frontend architecture to ensure scalability, performance, accessibility, and long-term maintainability
- Lead the design and implementation of complex frontend systems using React, TypeScript, and Next.js, including SSR, routing, data fetching, and performance optimization
- Establish and uphold frontend engineering standards, including patterns, tooling, testing strategies, and CI/CD best practices
- Drive cross-team technical initiatives, aligning frontend architecture with backend APIs, platform capabilities, and product strategy
- Proactively identify technical risks and opportunities, providing clear technical direction and tradeoff analysis
- Mentor and guide frontend engineers, raising the bar on code quality, architectural thinking, and delivery practices
- Design and implement robust unit, integration, and UI automation tests to ensure reliability and confidence at scale
- Define and monitor frontend metrics (performance, reliability, user behavior) to inform product and technical decisions
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their paychecks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space, such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers who offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
42% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company HQ
Evergreen Park, Palo Alto, CA
Leadership
Ram Palaniappan
(Founder & CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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