Senior Manager, Wealthsimple

• 7+ years of regulatory or compliance experience in a heavily regulated environment (financial services, regulator, or government)
• Deep knowledge of Canadian federal and provincial consumer lending laws, including cost of borrowing, disclosure, and consumer protection requirements
• Strong understanding of consumer credit rules, credit reporting obligations, and industry standards for credit products
• Familiarity with risk management and governance principles, with experience designing and testing controls
• Strong analytical, investigative, and research skills (e.g., interpreting legislation and regulatory guidance)
• Experience working with regulators (e.g., consumer protection regulators, financial conduct regulators, self-regulatory organizations)
• Strong attention to detail, documentation skills, and ability to distill complex requirements into clear, practical processes
• Ability to lead projects independently, influence cross-functional stakeholders, and drive initiatives to completion
• Ability to perform under pressure and manage multiple priorities in a time-sensitive environment

Desirable

• Reporting to Wealthsimple’s Director, Banking Compliance and Operations, the Senior Manager, Lending and Credit Compliance will be responsible for building and leading Wealthsimple’s credit and lending compliance program
• Design, build, and maintain Wealthsimple’s credit and lending compliance program, including policies, procedures, and governance frameworks
• Develop and execute a regulatory monitoring and testing program for all lending products
• Lead control validation engagements end-to-end: scoping, testing methodology, execution, reporting, and remediation tracking
• Ensure accurate and timely regulatory reporting to relevant authorities, including federal consumer protection regulators, provincial regulators, credit reporting agencies, and industry self-regulatory organizations
• Partner with Product, Risk, and Operations to embed compliance by design into new lending product launches
• Ensure adherence to fair lending requirements, adverse action processes, hardship relief, and collections practices
• Stay current on changes to Canadian lending and consumer protection legislation, credit disclosure requirements, and industry rules
• Support regulatory exams, external audits, and manage remediation plans to completion
• Build strong internal relationships to create an integrated compliance risk framework across Wealthsimple