Client Onboarding Specialist, Y TREE
£60-80k
2+ days a week in office
A modern approach to managing personal finance
Job no longer available
A modern approach to managing personal finance
101-200 employees
Job no longer available
£60-80k
2+ days a week in office
101-200 employees
Company mission
We are a rapidly growing WealthTech business that is re-defining how individuals and families connect and engage with their money.
Role
Who you are
- 7+ years of experience in wealth management, private banking, or asset management onboarding operations
- Proven ability to influence senior stakeholders, manage complex projects, and deliver results independently without direct reports
- Deep technical expertise in onboarding complex legal structures across multiple jurisdictions, including offshore entities and intricate trust agreements
- Understanding that onboarding is the client's first impression of the firm—needing a commercial mindset that protects the business without frustrating the client
- Deep technical proficiency in deploying and leveraging industry-standard, third-party screening platforms (e.g., World-Check, LexisNexis Bridger, Dow Jones Risk & Compliance, or Moody's Grid) to accurately evaluate PEPs, Sanctions, and Adverse Media
- A highly analytical approach to untangling complex legal documentation and operational workflows
Desirable
- Bachelor’s degree in Law, Finance, Business, or a related field
- Advanced professional certifications in Compliance or AML (e.g., ACAMS, ICA Diploma)
What the job involves
- Operating as a senior subject matter expert, this Individual Contributor will drive the strategic optimisation and execution of the end-to-end client onboarding lifecycle
- You will handle the firm's most complex, high-value, and multi-jurisdictional onboarding cases (U/HNW, Trusts, and Corporate Entities) while serving as the primary consultative bridge between front-office advisors, compliance, and technology teams
- Act as the dedicated expert for onboarding High Net Worth (HNW), Ultra-High-Net-Worth (UHNW) clients, complex trust structures, Special Purpose Vehicles (SPVs), Financial Investment Companies (FIC), and institutional/family office entities
- Diligently collect and process identity documents, constitutional documents, legal documents, and other essential collateral documents to support the initiation of the relationship and thereafter
- Conduct deep-dive Source of Wealth (SoW) and Source of Funds (SoF) analyses for high-risk or politically exposed persons (PEPs)
- Create and present money laundering risk assessments to the Business Acceptance Committee
- Serve as the trusted, senior escalation point for Relationship Managers and Advisers to navigate complex onboarding roadblocks without compromising regulatory standards
- Carry out Enhanced Due Diligence on high risk clients
- Partner closely with Financial Crime, Legal, and Compliance teams to interpret evolving global regulations (e.g., AML, KYC, FATCA/CRS) and embed them seamlessly into the onboarding workflow
- Ensure absolute data integrity and regulatory compliance across all new client accounts, mitigating operational and reputational risk for the firm
- Presentation of each candidate client at BAC
- Stay abreast of relevant regulatory changes; inform key stakeholders of relevant changes and their impact
- Act as the business product owner or key stakeholder for Client Lifecycle Management (CLM) and CRM platform enhancements (e.g., Salesforce, Fenergo, Appway)
- Evaluate and champion digital-first tools (e.g., digital identity verification, AI screening, automated workflows) to modernise the client transition experience
- Be able to deal with senior stakeholders in the business - be confident to provide updates or raise process enhancements
Salary benchmarks
Our take
Y TREE is setting out to shake up the world of wealthtech, giving ordinary people the tools to really understand their whole financial picture. Utilising a system called Financial Life Intelligence, Y TREE combines data, technology, and institutional-grade advice to provide a satellite view over the wealth management industry.
Context means everything when it comes to financial data, so Y TREE provides its customers with aggregated data, translated into accessible and actionable insights. It's trusted by some of the world's most influential business leaders, and connects its customers' financial overview with strategies to achieve their business aims. A fast-growing start-up that's raised substantial financial backing, Y TREE is set to make a real impact in the wealthtech market.
Freddie
Company Specialist at Welcome to the Jungle
Insights
44% female employees
Company
Company values
- Time - Time is the most valuable commodity on Earth. You can never get it back so we want to make the most of it. We give our clients back time they never knew they had. We are generous with our time with our clients and our colleagues.
- Togetherness - Togetherness is about being part of a community. We are more effective when we consider the diverse experiences and views of our clients, shareholders and colleagues. We learn from each other every day by being candid, fair and respectful.
Company HQ
London, UK
Articles
Leadership
Stuart Cash
(Co-Founder & CEO)Previously a Partner at Goldman Sachs, an Executive Director at SBC Warburg and a Solicitor at Berwin Leighton Paisner.
Arik Peretz
(Co-Founder)Previously a Director at Movebubble, Shoes Online, Co-Founder and Director at Paragon X and Director at Tufin Technologies.
Johnnie Hampel
(Co-Founder)Previously a Partner at Partners Capital for 12 years, ex-Goldman Sachs, and a Solicitor at Slaughter and May
Diversity, Equity & Inclusion at Y TREE
- Our mission at Y TREE is to build diversity in our teams; diversity of thought, culture, backgrounds and perspectives. Please come as you are and let us know if there are any reasonable adjustments we can make to support you in your application process. Additionally, if you don't feel you meet 100% of the requirements please apply anyway if you feel you can demonstrate your suitability to the role. Please note, that sponsorship is not available for this role.
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