Senior Credit Risk Analyst, Coast
$90-140k
Payments platform & fuel card for fleets
Be an early applicant
Payments platform & fuel card for fleets
101-200 employees
Be an early applicant
$90-140k
101-200 employees
Company mission
Coast's mission is to make fleet management easy.
Role
Who you are
- Education and Experience required: Bachelor’s degree in Finance, Economics, Statistics, Applied Mathematics, Computer Science, Data Science, Business Administration, Engineering, Actuarial Science, Information Systems, or Management Science and 2 years in credit risk analysis or related occupation Within consumer or small and medium enterprise (SME) lending
- Deploying a SQL and Python
- MS office applications
- Root cause and statistical analysis related to credit defaults and risk exposures
- Building and maintaining data pipelines, utilizing SQL and Python, that includes data cleansing, Wrangling, visualization, modeling, and interpretation related to credit risk and fraud
- Dbt for data modeling and transformation related to credit risk and fraud
- Working with APIs
- Designing and managing data reporting frameworks related to credit risk and fraud
- Create underwriting and risk management strategies
- Investigating and evaluating efficiency of risk management policies, procedures, and processes; and
- Partner with cross-functional teams to execute credit policies, improve operational tooling, and shape The risk management infrastructure
What the job involves
- Analyze internal and external data—including credit bureau, financial, transactional, and application data
- To support and refine credit risk policies for underwriting, credit line adjustments, and account-level Decisioning
- Help create best-in-class credit policies and risk management infrastructure
- Design and manage data reporting frameworks related to credit risk and fraud by partnering with data Engineers and analytics teams
- Contribute to the automation and optimization of credit risk operations by building decision frameworks And supporting risk modeling
- Conduct data-driven investigations into potential fraud incidents such as identity theft or account Takeovers
- Perform root cause analysis to improve predictive capabilities for credit defaults and risk exposures
- Collaborate cross-functionally with product, finance, legal, operations, sales, and marketing to develop And implement credit-related strategies and policies
- May telecommute within a reasonable commuting distance from the New York office
Our take
In recent years, companies like Ramp, Brex, Divvy, and others have emerged to provide easier ways for companies to allow their employees to pay for job-related expenses through corporate cards. However, none of these services really work for businesses operating automobile fleets, approximately 10% of B2B card spend in the US.
That’s where Coast comes in, offering a modern card issuing expense solution specifically built for fleets. The Coast card meets the demands of fleet-specific controls, security, and visibility, contributing to preventing fraud and unauthorised use. Its platform allows fleet managers to visualise spend, block or flag transactions for review, and set their own rules for cardholders.
With back-to-back funding rounds awarded in 2024, Coast has been focused on expanding its team and the platform’s capabilities, offering a wider range of financial products - including parking, maintenance, and other on-the-road expenses on top of just fuel. Its Visa Fleet card program, which enables Coast Visa Fleet cardholders to make payments wherever Visa is accepted, makes it an attractive option in the market as fleet management continues to modernise.
Freddie
Company Specialist at Welcome to the Jungle
Insights
52% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Jul 2024
$40m
SERIES B
Mar 2024
$25m
EARLY VC
Total funding: $98.5m
Company benefits
- Medical, dental, and vision coverage
- Meaningful stock options
- Flexible vacation policy
Company HQ
SoHo, New York, NY
Leadership
Daniel Simon
(Founder & CEO)Previously co-founded consumer finance startup Bread, which sold to Alliance Data Systems for over $500 million in 2020.
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