Stock available
Mobile banking that helps build credit
Open for applications
Mobile banking that helps build credit
201-500 employees
Open for applications
Stock available
201-500 employees
To create a bank that gives users the tools to become smarter with their money and reward them along their financial journey.
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To create a bank that gives users the tools to become smarter with their money and reward them along their financial journey.
10% employee growth in 12 months
Thanks to an increasingly mobile-native and plugged-in younger demographic, fintechs have a new market to play for: teens and young adults. It’s led to fierce competition, but Step is one of the players leading the pack.
Step’s offering is a fee-free, interest-free visa card, with instant payments and easy account management that is optionally controlled by a parent (or sponsor). The idea is to offer a relatively low-risk sandbox in which young people can build up financial literacy along with a good credit score, whilst enjoying the benefits of digital banking.
Some savvy TikTok marketing by Step, along with flashy backing from celebrity investors, has helped it rapidly onboard over 3 million users and cultivate strong name-brand recognition. In 2026 it was acquired by MrBeast's company, a move which Step hopes will amplify its platform so that it can broaden its reach.

Freddie
Company Specialist at Welcome to the Jungle
Apr 2021
$100m
SERIES C
Dec 2020
$50m
SERIES B
This company has top investors
CJ MacDonald
(Co-Founder & CEO)Originally worked in Senior Sales and Business Development roles at Synapse, LiveOps, and Luminate, the latter of which was acquired by Yahoo. Subsequently co-founded Gyft, ultimately acquired by First Data.
Alexey Kalinichenko
(Co-Founder & CTO)Previously a Software Engineer at Microsoft and Google, before moving into a Senior Engineer role at Square. Left to serve as CTO for Token.