$163.6-226.4k
+ Bonus & equity
More information about location
AI lending marketplace
Job no longer available
$163.6-226.4k
+ Bonus & equity
More information about location
1001+ employees
To enable effortless credit based on true risk.
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To enable effortless credit based on true risk.
-16% employee growth in 12 months
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.

Freddie
Company Specialist at Welcome to the Jungle
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
This company has top investors
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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